Samen voor een crisisvrij Nederland
www.Geldt.nl
Geldt.nl
Helpt de politiek ons, doen de banken dat? Of doen we het heel anders? www.Geldt.nl

82.000 mensen kunnen hun hypotheek niet meer betalen

[poll id=”13″]

10 duizenden mensen zijn gedupeerd door mooie hypotheek beloftes.

In de jaren voor de crisis was alles nog geoorloofd op het gebied van hypotheken. Je kon sneller een hoge hypotheek krijgen en deze werde vaak mooi gepraat door de verkopers van hypotheken. Je zou gek zijn als je een mooie hypotheek niet zou afsluiten u kunt immers een mooi bedrag binnen halen.

Tegenwoordig zijn banken een stuk strikter en valt er nauwlijks meer met je bank te overleggen.

Banken doen beloftes en zeggen graag met je te willen praten. Alleen gebeurt dat in de praktijk zelden, hierdoor zijn mensen deels hun vertrouwen ook kwijt in hun bank.

Banken willen tegenwoordig ook te snel hun geld weer terug zien en zullen ook sneller over gaan tot executie veilingen.

U zou er toch niet aan moeten denken dat uw bank ineens geld begint te eisen voor de hypotheek die u jaren geleden heeft afgesloten? Natuurlijk heeft u hier wel voor getekend, maar hadden banken dan geen zorgplicht (de plicht om u te verwittigen wat een vertrouwde hypotheek en rente is)? U zit met een torenhoge schuld, dit kan komen doordat u plotseling werkloos bent geworden of u heeft ontslag gehad en krijgt nu gewoon minder loon. Dit hadden banken ook aan zien moeten komen vinden wij. De zorgplicht is er immers voor u maar ook voor de bank, want die wil er toch ook niet mee het schip in gaan?

Gemiddeld zijn de huizen nu €130.000 minder waard.

Door veel werkloosheid is dit uiteindelijk het gevold mensen kunnen hun hypotheek niet meer betalen. De bank mag dan na 3 maand zeggen wij gaan over op een executie veiling (vinden de banken). Het is de bank haar recht wel om het geld terug te krijgen, maar hierdoor krijgen ze vaak minder terug dan dat de bank erin heeft gestopt. Is dit dan geen rare manier van handelen? Wij vinden van wel op deze manier zet u mensen op straat en u heeft er alleen nog maar verlies op.

U kunt ook een persoonlijke lening afsluiten om uw hypotheek te betalen wordt er gezegd door banken. Ook dit is natuurlijk niet de oplossing u kun wel een persoonlijke lening afsluiten, maar dan zit u nog met een schuld die u als consument af meot betalen.

Zijn banken dan de boosdoeners?

In de ogen van de doorsnee mens zijn banken inderdaad de boosdoeners. Hoewel wij nauwlijks iets weer horen van de regering en de regering er zo weinig mogelijk van af wil weten, kunnen zij ook nooit als dader worden aangewezen. Mensen zijn ook vaker bang voor hun bank en creëren door stress een mindere leef omstandigheid. Vooral het vertrouwen in de economie is flink gedaald, dit vooral door: angst, hebzucht en arrogantie. Door het aansmeren van te hoge hypotheken en het verleiden van mensen daartoe geeft ons ook inderdaad de indruk dat de banken toch enigzins verantwoordelijk zijn voor deze denkwijze.

Een betalingsachterstand kan dus serieuze gevolgen hebben?

Ja, een betalingsachterstand kan zelfs leiden tot dakloosheid. U krijgt wel van te voren bericht, in sommige gevallen kunt u nog een jaar in uw huis wonen. In deze tijd moet u zoeken naar een andere woning wellicht zult u dan een huurwoning moeten overwegen, alleen zijn wachtlijsten in sommige gemeentes al 10 jaar. Het zoeken naar een geschikte woning zit er dan ook niet altijd in.

Regering spreekt haar woorden.

Volgens de regering moeten banken een stuk flexibeler worden met hun hypotheken en een langere termijn aanhouden, zodat mensen nog wat langer de tijd krijgen om hun woning te verkopen en een geschikte woning voor zichzelf kunnen vinden. Toch zien mensen alsnog de toekomst zwart in, en blijven toch met een stukje angst zitten aangezien hun huis waarschijnlijk toch zal moeten worden verkocht en waarschijnlijk sneller dan ze hadden gehoopt. Een executie veiling is het antwoord op veel vragen voor banken, ook dit zien mensen natuurlijk erg somber in.

[poll id=”13″]

2.804 Reacties op 82.000 mensen kunnen hun hypotheek niet meer betalen

  • Way cool! Some extremely valid points! I appreciate you penning this write-up and also the rest of the website is also really good.

  • Wow, this article is fastidious, my sister is analyzing such things, thus I am going to inform her.|

  • I would like to thank you for the efforts you have put in penning this blog. I’m hoping to view the same high-grade content from you in the future as well. In fact, your creative writing abilities has inspired me to get my own website now ;)

  • Hi, I do think your web site could be having browser compatibility issues. When I look at your web site in Safari, it looks fine however when opening in IE, it has some overlapping issues. I just wanted to give you a quick heads up! Aside from that, great blog!|

  • Hello There. I found your blog using msn. This is a very well written article. I’ll make sure to bookmark it and return to read more of your useful info. Thanks for the post. I’ll definitely comeback.|

  • I was recommended this website by my cousin. I’m not sure whether this post is written by him as no one else know such detailed about my trouble. You are wonderful! Thanks!|

  • Excellent article. Keep writing such kind of information on your blog. Im really impressed by your blog.

  • Your style is really unique in comparison to other folks I have read stuff from. Thank you for posting when you’ve got the opportunity, Guess I’ll just bookmark this site.|

  • Excellent beat ! I would like to apprentice while you amend your site, how can i subscribe for a blog web site? The account helped me a acceptable deal. I had been tiny bit acquainted of this your broadcast offered bright clear concept|

  • Greetings! I’ve been following your web site for a long time now and finally got the bravery to go ahead and give you a shout out from Porter Tx! Just wanted to tell you keep up the fantastic work!|

  • Hey there! Someone in my Facebook group shared this site with us so I came to check it out. I’m definitely enjoying the information. I’m book-marking and will be tweeting this to my followers! Terrific blog and fantastic style and design.|

  • Great article. I am going through many of these issues as well..

  • Hi! I just wish to offer you a big thumbs up for the excellent information you’ve got right here on this post. I’ll be coming back to your blog for more soon.

  • Hey there would you mind letting me know which webhost you’re working with? I’ve loaded your blog in 3 completely different browsers and I must say this blog loads a lot faster then most. Can you suggest a good web hosting provider at a reasonable price? Thanks, I appreciate it!|

  • Woah! I’m really loving the template/theme of this site. It’s simple, yet effective. A lot of times it’s very difficult to get that “perfect balance” between user friendliness and appearance. I must say you have done a great job with this. Also, the blog loads super quick for me on Firefox. Excellent Blog!|

  • Very good post. I will be experiencing many of these issues as well..

  • After exploring a number of the blog articles on your site, I honestly like your technique of writing a blog. I book-marked it to my bookmark webpage list and will be checking back in the near future. Please visit my website as well and tell me how you feel.

  • You ought to take part in a contest for one of the most useful blogs on the internet. I am going to highly recommend this website!

  • I will right away grasp your rss feed as I can’t in finding your e-mail subscription link or newsletter service. Do you have any? Please allow me recognise so that I may subscribe. Thanks.|

  • This is the right website for everyone who wants to understand this topic. You know so much its almost tough to argue with you (not that I personally will need to…HaHa). You definitely put a new spin on a subject that’s been written about for ages. Wonderful stuff, just excellent!

  • Aw, this was an exceptionally good post. Spending some time and actual effort to generate a top notch article… but what can I say… I procrastinate a whole lot and never manage to get nearly anything done.

  • An interesting discussion is worth comment. I believe that you need to publish more on this topic, it may not be a taboo matter but typically people do not discuss such issues. To the next! Many thanks!!

  • This is a topic that’s close to my heart… Best wishes! Exactly where are your contact details though?|

  • wonderful points altogether, you just gained a new reader. What would you recommend about your submit that you simply made some days in the past? Any sure?|

  • Wow, this post is fastidious, my younger sister is analyzing these things, so I am going to tell her.|

  • Hi there, i read your blog occasionally and i own a similar one and i was just wondering if you get a lot of spam remarks? If so how do you protect against it, any plugin or anything you can advise? I get so much lately it’s driving me mad so any help is very much appreciated.|

  • Greetings from Idaho! I’m bored to tears at work so I decided to browse your blog on my iphone during lunch break. I really like the knowledge you present here and can’t wait to take a look when I get home. I’m surprised at how fast your blog loaded on my mobile .. I’m not even using WIFI, just 3G .. Anyways, awesome site!|

  • I was more than happy to uncover this site. I want to to thank you for ones time due to this wonderful read!! I definitely appreciated every bit of it and I have you book-marked to see new information in your web site.

  • I was able to find good information from your blog articles.

  • I’ll immediately grab your rss feed as I can not in finding your e-mail subscription link or e-newsletter service. Do you’ve any? Kindly let me recognize in order that I could subscribe. Thanks.|

  • Great info. Lucky me I came across your blog by accident (stumbleupon). I have saved it for later!

  • May I simply say what a comfort to find someone that actually understands what they are talking about on the net. You certainly understand how to bring an issue to light and make it important. More and more people ought to check this out and understand this side of the story. I was surprised you are not more popular given that you most certainly have the gift.

  • You have made some good points there. I looked on the web for more info about the issue and found most people will go along with your views on this site.

  • Hey there! Someone in my Facebook group shared this website with us so I came to check it out. I’m definitely loving the information. I’m bookmarking and will be tweeting this to my followers! Outstanding blog and great design and style.|

  • I’m not sure where you’re getting your info, but great topic. I needs to spend some time learning much more or understanding more. Thanks for excellent info I was looking for this info for my mission.|

  • Achieving your fitness goal does not need a certified personal trainer or an expensive gym membership, especially if you have the budget and the space to consider practically every workout machine in the market.

  • I’m amazed, I have to admit. Rarely do I come across a blog that’s both equally educative and interesting, and let me tell you, you’ve hit the nail on the head. The problem is something that not enough men and women are speaking intelligently about. Now i’m very happy that I came across this in my search for something relating to this.

  • Good post. I learn something totally new and challenging on websites I stumbleupon every day. It’s always exciting to read through content from other writers and use a little something from other sites.

  • I couldn’t resist commenting. Perfectly written!

  • Good article. I’m experiencing a few of these issues as well..

  • Great info. Lucky me I discovered your blog by accident (stumbleupon). I have book marked it for later!

  • This is a topic that’s close to my heart… Cheers! Exactly where are your contact details though?

  • Very good info. Lucky me I ran across your blog by accident (stumbleupon). I have book-marked it for later!

  • After looking into a handful of the articles on your web page, I honestly appreciate your technique of blogging. I saved as a favorite it to my bookmark webpage list and will be checking back soon. Please check out my website too and tell me your opinion.

  • Right here is the right website for everyone who would like to find out about this topic. You understand a whole lot its almost tough to argue with you (not that I personally would want to…HaHa). You definitely put a fresh spin on a subject that has been discussed for decades. Great stuff, just great!

  • We tested coffee makers for the water temperature during the brew cycle and the brewing time as well as the temperature of the coffee at the end of brewing and during the keep warm cycle. In addition, we evaluated each brewer’s ease of use, including how easy it was to read and use the controls, access the water tank and brew basket, read the markings on the tank and carafe, whether or not it had automatic keep warm and shut off cycles, and the ease of cleaning the carafe.

  • I blog quite often and I seriously appreciate your content. Your article has truly peaked my interest. I will book mark your website and keep checking for new details about once a week. I subscribed to your Feed too.

  • Way cool! Some extremely valid points! I appreciate you penning this article and also the rest of the website is really good.

  • I truly love your website.. Very nice colors & theme. Did you make this site yourself? Please reply back as I’m trying to create my own blog and would like to learn where you got this from or just what the theme is called. Many thanks!

  • Hello! I could have sworn I’ve visited this blog before but after going through many of the posts I realized it’s new to me. Anyhow, I’m certainly delighted I came across it and I’ll be book-marking it and checking back frequently!

Geef een reactie

Het e-mailadres wordt niet gepubliceerd. Verplichte velden zijn gemarkeerd met *

De volgende HTML-tags en -attributen zijn toegestaan: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Categorieën
Geldt.nl Ondernemers lopen warm voor: www.Geldt.nl
12 provincies, 1 doel
12 provincies, 1 doel